But on the other hand, the fact that at once into the create alarm regulators, allowing the growth of a conglomerate without direction and supervision were tantamount to inviting chances. The financial services authority (OJK) itself has identified 32 financial conglomeration there ruled the national financial industry assets total more than 60 percent, the majority of the main entities are banks. OJK certainly know the risks behind the growth of the current conglomeration.
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