1.2 CapacityCapacity in this case is a judgment debtor to candidates regarding the ability of paying off obligations from business activities that he did that will be financed with loans from the bank. So the obvious intent of the assessment of the capacity to assess the extent to which the results of these efforts to be acquired will be able to pay it off on time in accordance with the agreed arrangements (Mulyono,1993)Measuring the capacity of prospective borrowers can be done through a variety of approaches, among others, experience managing businesses (business record), his company's history has ever managed (never experienced hard times what it does, how to overcome difficulties). Capacity is a measure of ability to pay or the ability to pay.
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