Asuransi kendaraan, baik asuransi m

Asuransi kendaraan, baik asuransi mobil atau asuransi motor, sangat direkomendasikan bagi setiap pemilik kendaraan. Mengapa? Karena kondisi dan keadaan jalan tidak bisa ditebak, serta risiko kecelakaan tidak pernah terduga datangnya. Pengertian asuransi kendaraan adalah jenis asuransi yang menanggung khusus kendaraan, dimana risiko yang kemungkinan terjadi pada kendaraan akan dialihkan kepada perusahaan asuransi atau lembaga penjamin. Kita tidak dapat memprediksi apa yang akan terjadi di masa yang akan datang. Karena itu, membeli polis asuransi kendaraan adalah salah satu cara untuk mengantisipasi risiko, yakni dengan mengalihkannya kepada perusahaan asuransi.

Setiap orang pasti ingin memiliki asuransi yang bagus. Namun, tidak mudah untuk memilih perusahaan asuransi kendaraan. Banyak yang mungkin tersedia dan ditawarkan, tetapi belum tentu bisa memberikan layanan terbaik. Karena itu, untuk mendapatkan hasil terbaik cara mudahnya memang dengan membandingkan produk asuransi secara online. Hanya CekAja.com yang bisa memberikan perbandingan produk asuransi terbaik dan terlengkap yang dapat menyediakan semua layanan yang bisa Anda pilih.

Dalam memilih asuransi kendaraan, Anda mungkin ingin sebuah asuransi murah yang memiliki layanan lengkap, premi asuransi murah, klaim asuransi cepat, dan bengkel rekanan terjangkau. Namun, besar premi asuransi kendaraan secara umum ditentukan oleh beberapa faktor. Pertama adalah jenis jaminan yang dipilih (komprehensif atau kerugian total), jenis kendaraan (roda dua, roda empat atau lebih), harga kendaraan atau pertanggungan yang ingin didapatkan, serta penggunaan kendaraan (pribadi, dinas atau komersial). Perhitungan dilakukan secara proporsional dengan mempertimbangkan 4 faktor tersebut.

Namun, sesuai surat edaran Otoritas Jasa Keuangan (OJK), sejak tanggal 1 Maret 2014 tarif premi seluruh asuransi kendaraan bermotor wajib dilakukan secara seragam, atau tidak boleh melebihi batas tarif bawah dan tarif atas yang ditentukan. Artinya, mulai saat ini setiap perusahaan asuransi kendaraan bermotor tidak lagi bisa melakukan perang harga premi.

Tarif batas atas ditetapkan dan memiliki tujuan untuk melindungi kepentingan masyarakat dari pengenaan premi yang berlebihan (over-pricing). Selain itu, surat edaran ini juga mengatur jenis risiko khusus meliputi banjir, gempa bumi, letusan gunung berapi, dan tsunami tahun 2014.

Hasil (Inggris) 1:

Vehicle insurance, both car insurance or motor insurance, it is highly recommended for any vehicle owner. Why? Because of the conditions and circumstances of the road is not predictable, as well as the risk of an accident is never unexpected advent. Understanding vehicle insurance is a type of insurance which bore special vehicles, where the risks are likely to occur on the vehicle will be transferred to the insurance company or the guarantor institution. We cannot predict what will happen in the future. Therefore, buying a vehicle insurance policy is one way to anticipate the risks, by going to the insurance company.Everyone will want to have a good insurance. However, it is not easy to choose the insurance company of the vehicle. Much of that may be available and is offered, but not necessarily able to give the best service. Therefore, to get the best results how easy it indeed to compare insurance products online. Only CekAja.com can provide a comparison of the best and most complete insurance products that can provide all the services that you can choose.In choosing a vehicle insurance, you might want a cheap insurance that has full service, cheap insurance premiums, insurance claims, and workshop partners. However, a big insurance premium vehicles in general are determined by several factors. The first is the type of the selected assurance (comprehensive or total loss), the type of vehicle (two wheels, four wheels or more), the price of the insured vehicle or who want to get, as well as the use of vehicles (personal, Office or commercial). The calculation is done proportionally by considering the factors 4.However, according to the Financial Services Authority circulars (OJK), since March 1, 2014 the entire insurance premium rate motor vehicle compulsory done uniformly, or shall not exceed the limits of the tariff rates below and above that specified. This means that from now on every motor vehicle insurance companies no longer can do price war premium.Rate upper limit is specified and has the aim to protect the interests of the community from the imposition of excessive premiums (over-pricing). In addition, the circular also regulates the type of special risks include flood, earthquake, volcanic eruptions, and tsunamis by 2014.

Hasil (Inggris) 2:

Insurance vehicle, either car insurance or motor insurance, is highly recommended for any vehicle owner. Why? Due to road conditions and unpredictable circumstances, as well as the risk of an accident is never unexpected advent. Definition of vehicle insurance is a type of insurance that bear special vehicles, where the risk is likely to occur in vehicles will be transferred to the insurance company or a guarantor. We can not predict what will happen in the future. Therefore, buying a car insurance policy is one way to anticipate the risks, eg by redirecting them to the insurance company. Everyone will want to have good insurance. However, it is not easy to choose the insurance company of the vehicle. Many of which may be available and offered, but not necessarily able to provide the best service. Therefore, to get the best results how easy it is to compare insurance products online. Only CekAja.com which could provide a comparison of the best and most comprehensive insurance products that can provide all the services that you can select. In choosing car insurance, you may want a cheap insurance that has a full-service, cost of insurance premiums, insurance claims faster, and workshop partners affordable. However, a large insurance premium is generally determined by several factors. The first is the type of guarantee chosen (comprehensive or total loss), the type of vehicle (two wheels, four wheels or more), the price of the vehicle or the insurance to be obtained, as well as the use of vehicles (personal, official or commercial). The calculation is done proportionally to consider four factors. However, according circulars Financial Services Authority (FSA), beginning on March 1, 2014 premium rates across the motor vehicle insurance must be made ​​in a uniform, or may not exceed a floor price and tariffs on specified , That is, from now on every motor vehicle insurance companies can no longer perform the premium price war. Rates upper limit is set and has the aim of protecting the interests of the community from imposing excessive premium (over-pricing). In addition, the circular also stipulates the type of special risks including floods, earthquakes, volcanic eruptions, and tsunamis in 2014.