Bank juga biasanya memiliki kriteri

Bank juga biasanya memiliki kriteria mengenai berapa besar pinjaman maksimum yang bisa diberikan sesuai dengan nilai agunan. Misalnya dalam pinjaman dengan jaminan deposito dimana pihak bank menetapkan pinjaman maksimum 80% dari deposito, maka seseorang yang memiliki deposito sebesar 100 juta Rupiah hanya akan bisa meminta kredit 80 juta Rupiah saja.

Hasil (Inggris) 1:

Banks also typically have criteria about how much the maximum loan that could be awarded in accordance with the value of the collateral. For example in loans with guarantee of deposit where the bank set a maximum loan of 80% of the deposits, then someone who has deposits amounting to 100 million dollars will only be able to request a credit of 80 million dollars only.

Hasil (Inggris) 2:

Banks also typically have criteria about how much the maximum loan that can be granted in accordance with the value of the collateral. For example in lending against deposits which the banks set a maximum loan of 80% of the deposit, then the person who has a deposit of 100 million rupiah will only be asked for a credit of 80 million Rupiah only.