Penelitian ini bertujuan untuk meng

Penelitian ini bertujuan untuk menguji pendapatan mudharabah, musyarakah dan pendapatan margin pembiayaan murabahah terhadap profitabilitas (ROA) pada perbankan syariah periode 2011 – 2013 yaitu sebanyak 7 perusahaan perbankan dengan menggunakan analisis regresi berganda.
Hasil penelitian dengan uji – t menunjukan bahwa mudharabah, musyarakah, dan margin murabahah secara parsial berpengaruh terhadap return on asset (ROA). Mudharabah secara signifikan mempunyai pengaruh terhadap return on asset (ROA). Murabahah secara parsial tidak berpengaruh terhadap return on asset (ROA). Hasil penelitian ini dengan menggunakan uji-F menunjukan bahwa pendapatan mudharabah, musyarakah, dan margin murabahah secara simultan bersama-sama berpengaruh terhadap return on asset (ROA). Hasil adjusted /R2 bahwa presentase kontribusi pendapatan mudharabah, musyarakah, dan murabahah 9.5% sedangkan sisanya 90.5% dipengaruhi oleh variabel-variabel lain yang tidak diteliti dalam penelitian ini.
Kata kunci : Pendapatan Mudharabah, Musyarakah, Margin Murabahah, dan return on asset (ROA).

Hasil (Inggris) 1:

This research aims to test the mudharabah, musyarakah and income income margin financing murabaha towards profitability (ROA) on Islamic banking period 2011 – 2013 i.e. as many as 7 banking company by using multiple regression analysis.Research results with the test – t indicates that the mudharabah, musyarakah, and partially murabaha margin effect on return on assets (ROA). Mudharabah significantly had the effect on the return on assets (ROA). Murabaha partially no effect on return on assets (ROA). The results of this research by using the test-F showed that the income of mudharabah, musyarakah, and margin murabaha simultaneously together effect on return on assets (ROA). Adjusted results/R2 that the percentage of the contribution revenue mudharabah, musyarakah, and murabaha 9.5% 90.5% while the rest is affected by other variables not examined in this study.Keywords: income Mudharabah, Musyarakah, Murabaha, Margin and return on assets (ROA).

Hasil (Inggris) 2:

This study aims to examine the revenue mudaraba, musharaka and murabaha financing income margin on profitability (ROA) in Islamic banking the period 2011 to 2013 as many as seven banking company by using multiple regression analysis.
The results with t - test showed that mudaraba, Musharaka, and murabaha margin partially affect the return on assets (ROA). Mudharabah significantly have an influence on return on assets (ROA). Murabahah partially no effect on the return on assets (ROA). Results of this research by using F-test shows that the revenue mudaraba, musharaka and murabaha margin simultaneously together affect the return on assets (ROA). Results adjusted / R2 that the percentage contribution of mudaraba, musharaka and murabaha 9.5% while the remaining 90.5% is influenced by other variables not examined in this study.
Keywords: Income Mudaraba, Musharaka, Murabaha margin, and return on assets (ROA ).