Sharia implementation in everyday life, especially in the economic field is an indicator that Muslims began to realize a prosperous life in congregation in the world or in the hereafter towards a civilization tijaroh. Itegrasi and focused on Islamic values in activity bermuamalah including in the banking sector and businesses (SMEs) have implications for the formation of the economic order of society that is ethical and makes the business that is not merely for material gain (profit maximation), but more than just profit namely maximation of falah oriented to the hereafter. Awareness of Islamic values is a reflection of the realization of the foundation and guidelines for all the people in the business operations of sharia in various sectors of the business field and apply to all, because Islam is a religion of mercy to lilalamin, prioritizing kemamfaatan, the balance is then applied in a business transaction that is bound by wa'd and covenants that are based on the A-Qur'an and Sunnah Prophet.
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