5. Conditions
Terms latter relate to the general economic conditions. Based on current economic conditions and projections of future economic conditions, the bank will decide on the type of credit ratings for the what and which ones will get priority distribution. In certain economic conditions, a bank may want more of credit card users, thus simplifying the requirements, while in different conditions may be the same bank will make credit card applications and simplify vehicle loans or home loans. For us as candidates for credit, the most important thing is being able to meet the requirement of banks when we apply for the credit.
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