Satu keuntungan dari meminjam modal

Satu keuntungan dari meminjam modal di bank ialah bahwa orang yang meminjamkan uang tidak memiliki andil dalam masa depan atau arah bisnis sepanjang pembayaran pinjaman dilakukan. Keuntungan lainnya ialah bahwa pembayaran pinjaman bisa diprediksi.

Kelemahan dari meminjam modal di bank ialah bahwa bila pembayaran pinjaman tidak dilaksanakan secara tepat waktu, maka pihak pemberi pinjaman dapat melakukan upaya paksa pelunasan terhadap perusahaan bahkan hingga membuat sang entrepreneur menjadi bangkrut untuk mendapatkan uang pinjaman tersebut kembali, bahkan jika pinjaman tersebut hanya sebuah bagian kecil dari nilai perusahaan yang berutang. Pihak pemberi pinjaman bahkan dapat menyita rumah dan hak milik lain dari pihak peminjam perusahaan dengan kepemilikan tunggal, atau yang dimiliki mitra dalam hubungan kerjasama, sebagai pengganti dari uang pinjaman tersebut.

Hasil (Inggris) 1:

One advantage of borrowed capital in the banks is that the people who lend money have no participation in the future or the direction of the business throughout the loan payment is done. The other advantage is that loan payments can be predicted.The downside of borrowed capital in the bank is that when loan payments are not implemented in a timely fashion, then lenders can do the forced repayment efforts against the company even makes the entrepreneur became bankrupt to get the loan money back, even if the loan is only a small part of the value of the company owes. Lenders can even commandeer houses and other property of the borrower company with a sole proprietorship, or a partner in a relationship of cooperation, in lieu of the loan money.

Hasil (Inggris) 2:

One advantage of the borrowed capital in the bank is that people who lend money has no say in the future or direction of the business throughout the loan repayment is done. Another advantage is that loan payments can be predicted. The downside of borrowed capital in the bank is that if the loan repayment is not implemented in a timely manner, then the lender can attempt a forced redemption of the company even to make the entrepreneur becomes bankrupt to get the loan money is returned , even if the loan is only a small part of the value of corporate debt. The lender can even seize homes and other property of the borrower company with sole ownership of, or owned by a partner in a relationship of cooperation, in lieu of the loan money.