Komite Manajemen Risiko Operasional

Komite Manajemen Risiko Operasional
Struktur dan keanggotaan Komite
Diketuai oleh Direktur Integrated Risk yang beranggotakan:
1. Direktur Utama & Wholesale Banking
2. Direktur Operation, SME & Micro Business
3. Direktur Keuangan
4. Direktur Treasury & Capital Market
5. Direktur Consumer Banking
6. Direktur Kepatuhan
7. Direktur Perbankan Syariah
8. Kepala Divisi Sumber Daya Manusia

Tugas dan tanggung jawab Komite
1. Menyetujui kerangka kerja, strategi dan metodologi Operational Risk Management (ORM) untuk risiko operasional.
2. Menyetujui perangkat dan teknik operasional ORM secara umum.
3. Menyetujui tindakan yang diusulkan untuk memperbaiki kegagalan sistem operasional yang signifikan.
4. Memantau perkembangan proyek inti ORM dan issue yang berkaitan dengan kejadian yang mempunyai risiko operasional yang signifikan.
5. Memberikan masukan atas langkah penanganan suatu kejadian operasional kepada Direksi melalui Komite Manajemen Risiko.
6. Mengkaji keefektifan pelaksanaan kerangka kerja ORM.
7. Menilai dampak yang berkaitan dengan reputasi dari risiko operasional yang teridentifikasi.
8. Mengkaji kerugian operasional yang signifikan dan analisa trend begitu pula faktor penyebab untuk menentukan potensi tindakan pencegahan
9. Memperbaharui/meng-update peraturan/keputusan dari Bank Indonesia atau peraturan lainnya yang berhubungan dengan Risk Management dan akibatnya.
10. Menyetujui keputusan yang bersifat bankwide berkaitan dengan issues/kejadian risiko operasional.

Pelaksanaan Kerja Komite Manajemen Risiko Operasional 2014
Sepanjang tahun 2014, Komite Manajemen Risiko Operasional telah melakukan pertemuan dengan pokok pembahasan antara lain:
- Policy Hierarchy Implementation
- Penayangan Video Anti Fraud BDI
- BCM Attestation Report
- Deviation Monitoring Report
- Counterfeit Case ATM Debit Card
- Perbaikan dan Tindakan Korektif terkait Kasus Fraud di Semarang cabang Sultan Agung
- CIMB Niaga Fraud Case
- Data Leakage Prevention

Hasil (Inggris) 1:

Operational Risk Management CommitteeStructure and membership CommitteeChaired by the Director of Integrated Risk that included:1. President Director & Wholesale Banking 2. the Director of the Operation, SME & Micro Business3. Director of finance4. the Director of the Treasury & Capital Market 5. Consumer Banking Director6. the Director of compliance7. the Director of Syariah Banking8. the head of human resources Division Duties and responsibilities of the Committee 1. Approves the framework, strategies and methodology of Operational Risk Management (ORM) for operational risk.2. Approves the operational techniques and ORM in General.3. Approves the proposed actions to correct significant operational system failure.4. monitor the development of the core project of ORM and issue-related events that have significant operational risks.5. provide input on operational incident handling step to the Board of Directors via the risk management Committee.6. Review the effectiveness of the implementation of the ORM framework.7. Assess the impacts related to the reputation of the operational risk are unidentified.8. Examine the operational losses are significant and trend analysis as well as cause factor to determine the potential of preventive measure9. Renewing/updating regulations/decisions of Bank Indonesia or other regulations related to Risk Management and as a result.10. Approves the decisions that are related to the bankwide issues/operational risk events.Implementation of the operational risk management Committee Working 2014Throughout the year 2014, the operational risk management committee has conducted meetings with subject matter of discussion among other things:-Hierarchy Of Policy Implementation-Anti Fraud BDI Video Views-BCM Attestation ReportDeviation-Monitoring Report-Counterfeit Case ATM Debit Card-Improvements and corrective actions relating to cases of Fraud in the Semarang branch of Sultan Agung-CIMB Niaga Fraud Case-Data Leakage Prevention

Hasil (Inggris) 2:

Operational Risk Management Committee
Structure and Membership Committee
Chaired by the Director of Integrated Risk consisting of:
1. Managing Director & Wholesale Banking
2. Operation Director, SME & Micro Business
3. Director of Finance
4. Director of Treasury & Capital Markets
5. Director of Consumer Banking
6. Compliance Director
7. Director of Islamic Banking
8. Head of Human Resources Division Duties and responsibilities of the Committee 1. Approved the framework, strategy and methodology Operational Risk Management (ORM) for operational risk. 2. Approve ORM tools and operational techniques in general. 3. Approve the proposed action to correct significant operational system failure. 4. Monitor the development of the core ORM projects and issues related to the events that have a significant operational risk. 5. Provide input on the measures taken by an operational incident to the Board of Directors through the Risk Management Committee. 6. Assessing the effectiveness of the implementation of the ORM framework. 7. Assess the impacts associated with the reputation of the operational risks identified. 8. Assessing significant operating losses and trend analysis as well as to determine potential causes of preventive measures 9. Renew / update rules / decisions of Bank Indonesia or other regulations relating to Risk Management and consequences. 10. Approved the bank-wide decisions that are related to issues / operational risk events. Implementation of Operational Risk Management Committee Work in 2014 During 2014, Operational Risk Management Committee held a meeting with the subject include: - Policy Implementation Hierarchy - Video Views Anti Fraud BDI - BCM Attestation Report - Deviation Monitoring Report - Counterfeit Case ATM Debit Card - Repair and Corrective Actions related fraud cases in Semarang branch of Sultan Agung - CIMB Niaga Fraud Case - Data Leakage Prevention