Komite Capital Management Struktur

Komite Capital Management
Struktur dan keanggotaan Komite
Diketuai oleh Direktur Integrated Risk dan Direktur Keuangan dibantu dengan seorang Sekretaris yakni Kepala Divisi Financial Planning & Project yang beranggotakan:
1. Direktur Utama & Wholesale Banking
2. Direktur Treasury & Capital Market
3. Direktur Operation, SME & Micro Business
4. Kepala Bidang Risk Modelling & Quantative Technique

Tugas dan tanggung jawab Komite
1. Bertanggung jawab untuk memastikan bahwa bank mematuhi ketentuan ICAAP dari Bank Indonesia. Komite juga harus menggerakan bank untuk mengimplementasi best practices yang terkait.
2. Memastikan bahwa kebijakan manajemen permodalan diperbaharui secara teratur dan disetujui oleh Direksi dan Dewan Komisaris.
3. Mengawasi penerapan Risk Appetite Statement yang telah disetujui Dewan Komisaris serta memonitor dan melaporkan kepatuhan terhadap limit/batas yang telah ditentukan.
4. Memastikan bank memiliki proses dan prosedur untuk mengidentifikasi, mengukur dan melaporkan risiko yang material dan pendekatan yang digunakan untuk menentukan kebutuhan modal, jika ada.
5. Memastikan bank telah memiliki modal yang tidak hanya memadai untuk memenuhi ketentuan saat ini tetapi juga memenuhi kebutuhan modal berdasarkan perhitungan internal untuk memastikan kelangsungan kecukupan modal bank.
6. Memastikan bahwa posisi modal dilaporkan secara rutin kepada Direksi dan Dewan Komisaris sehingga dapat diambil tindakan apabila diperlukan.
7. Menetapkan proses yang diperlukan untuk mengukur kecukupan modal dan untuk membangun dan melakukan pembaharuan terhadap rencana permodalan bank. Komite juga harus dapat mengidentifikasi potensi kekurangan modal sehingga rencana permodalan dapat diaktifkan sesuai persetujuan Dewan Komisaris.

Pelaksanaan Kerja Komite Capital Management 2014
Sepanjang tahun 2014, Komite Capital Management telah melakukan pertemuan dengan pokok pembahasan antara lain:
• Memastikan bank memiliki modal yang tidak hanya memadai untuk memenuhi ketentuan saat ini tetapi juga memastikan kelangsungan kecukupan modal bank berdasarkan perhitungan internal
• Mengawasi penerapan Risk Appetite Statement
• Dampak penerbitan peraturan-peraturan OJK terbaru yang terkait dengan permodalan bank

Hasil (Inggris) 1:

The Committee On Capital Management Structure and membership CommitteeChaired by the Director of Integrated Risk and Finance Director is assisted by a Secretary to the head of the Division of Financial Planning & Project that included:1. President Director & Wholesale Banking2. the Director of the Treasury & Capital Market 3. the Director of the Operation, SME & Micro Business4. head of Risk Modelling & Quantative Technique Duties and responsibilities of the Committee 1. is responsible to ensure that banks comply with the provisions of Bank Indonesia ICAAP. The Committee should also drive the banks to implement the best practices associated with it.2. ensure that capital management policies are updated on a regular basis and approved by the Board of Directors and Board of Commissioners.3. supervise the implementation of Risk Appetite Statements which have been approved by the Board of Commissioners as well as monitor and report compliance with limit/limit which has been specified.4. Ensure banks have processes and procedures to identify, measure and report on the risk of the material and the approach used to determine capital requirements, if any.5. make sure the bank has had a capital that is not only sufficient to meet current conditions but also meets the capital requirements based on internal calculations to ensure the continuity of the bank's capital adequacy.6. Ensure that the position of capital reported regularly to the Board of Directors and Board of Commissioners so that action can be taken when necessary.7. establish the necessary process to measure the capital adequacy and to build and perform updates against the bank capitalization plan. The Committee should also be able to identify the potential shortage of capital so the permodalan plans can be activated according to approval of the Board of Commissioners.Implementation of the Committee's Working Capital Management, 2014Throughout the year 2014, the Committee on Capital Management has conducted meetings with subject matter of discussion among other things:• Make sure the bank has capital which is not only sufficient to meet current conditions but also ensure the continuity of the bank's capital adequacy calculation based on internal• Overseeing the implementation of Risk Appetite Statements• The impact of the publication of the latest OJK regulations associated with capital bank

Hasil (Inggris) 2:

Capital Management Committee
Structure and Membership Committee
Chaired by the Director of Integrated Risk and Finance Director is assisted by a Secretary of the Chief of the Division of Financial Planning & Project which consists of:
1. Managing Director & Wholesale Banking
2. Director of Treasury & Capital Markets
3. Operation Director, SME & Micro Business
4. Head of Risk Modelling & Quantative Technique Duties and responsibilities of the Committee 1. Responsible for ensuring that banks comply with the provisions of Bank Indonesia ICAAP. The Committee should also move the bank to implement best practices related. 2. Ensure that the capital management policies are updated regularly and approved by the Board of Directors and Board of Commissioners. 3. Oversee the implementation of Risk Appetite Statement has been approved by the Board of Commissioners as well as monitor and report on compliance with the limit / threshold has been determined. 4. Make sure the bank has processes and procedures to identify, measure and report material risks and approaches used to determine capital requirements, if any. 5. Ensure banks have adequate capital is not only to meet the provisions of the present but also capital requirements based on internal calculations to ensure the continuity of the bank's capital adequacy. 6. Ensure that the capital position is reported regularly to the Board of Directors and Board of Commissioners so that action can be taken if necessary. 7. Establish processes needed to measure capital adequacy and to build and update our bank capital plan. The Committee should also be able to identify potential shortages of capital that can be activated capital plan as approved by the Board of Commissioners. Implementation Committee Working Capital Management in 2014 During 2014, the Committee Capital Management has conducted a meeting with the subject include: • Ensuring banks have adequate capital not only for meet the provisions of the present but also ensures the continuity of bank capital adequacy based on internal calculations • Oversee the implementation of Risk Appetite Statement • Impact publishing the latest FSA regulations related to bank capital