The second cause of why the people of Indonesia have never been online shopping is distrust. Research data from Nielsen stated that 60% of Indonesian people are still afraid to give their credit card information on the internet for online shopping, larger than countries in Southeast Asia except the Philippines. Although the numbers are still low compared to countries with a total population of other large, the number of credit card users in Indonesia has begun to grow, this year is expected to credit card users in Indonesia will reach 16.5 million. In contrast to credit cards, the number of debit cards in Indonesia is far superior to that of nearly 80 million in 2013 yesterday.
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