Nah berikut ini adalah beberapa Man

Nah berikut ini adalah beberapa Manfaat Asuransi Secara Umum yang bisa diperoleh jika kita mengikuti program asuransi :

1. Membantu mengelola keuangan

Dengan membayar premi berarti kita sudah mengatur keuangan keuangan kita. Hal ini dikarenakan adanya kewajiban peserta asuransi untuk membayar polis atau premi yang besar dan waktunya sudah ditentukan. Sehingga mereka mau tidak mau akan lebih cermat untuk mengalokasikan penghasilan. Kita mengeluarkan dana untuk menabung dulu, baru kemudian untuk kebutuhan yang lainnya. Ini sesuai dengan saran beberapa perencana keuangan bahwa teori menabung yang baik itu adalah, penghasilan dikurangi menabung baru sisanya untuk kebutuhan sehari-hari. Bukannya penghasilan dikurangi kebutuhan barulah sisanya untuk menabung.


2. Memberikan jaminan perlindungan dari risiko-risiko kerugian yang diderita nasabah

Manfaat Asuransi Jiwa : jika sewaktu-waktu dalam perjalanan hidup kita mengalami musibah fatal yang semua orang tidak inginkan, misalnya saja kecelakaan dijalan yang bisa berakibat kematian, cacat tetap / cacat permanen, yang dimana semua itu akan membutuhkan biaya besar untuk berobat, disinilah letak manfaat asuransi jiwa yang kita miliki, dengan begitu fokus keluarga adalah pada perawatan / pengobatan bukan kebingungan mencari biaya rumah sakit.
Manfaat Asuransi Kesehatan : dengan memiliki asuransi anda sudah tak perlu risau lagi soal biaya kesehatan, cukup klaim serta menunjukkan bukti-bukti otentik maka perusahaan asuransi akan membayarkan biaya rumah sakit tersebut.
Manfaat Asuransi Pendidikan : kita tidak tahu berapa besar biaya pendidikan beberapa tahun kedepan ketika anak kesayangan sudah menginjak dewasa atau masa kuliah. Dengan asuransi pendidikan ini setidaknya kita merasa terjamin jika biaya besar menanti untuk pendaftaran pendidikan anak kita.
Manfaat Asuransi Properti & Harta Benda : harta benda yang berhubungan langsung dengan sumber penghasilan kehidupan kita haruslah diamankan seperti toko, ruko, rumah, mobil serta harta benda yang lain, apabila terjadi musibah dikemudian hari, bisa saja terjadi kecelakaan dijalan, kebakaran, bencana alam, dsb. Dengan memiliki asuransi ini kita akan mendapatkan biaya pertanggungan sesuai dengan aturan perusahaan penyedia asuransi.




3. Meningkatkan efisiensi, karena tidak perlu secara khusus mengadakan pengamanan dan pengawasan untuk memberikan perlindungan yang memakan banyak tenaga, waktu dan biaya.

4. Transfer Resiko; Dengan membayar premi yang relatif kecil, seseorang atau perusahaan dapat memindahkan ketidakpastian atas hidup dan harta bendanya (resiko) ke perusahaan asuransi.

5. Pemerataan biaya, yaitu cukup hanya dengan mengeluarkan biaya yang jumlahnya tertentu dan tidak perlu mengganti/membayar sendiri kerugian yang timbul yang jumlahnya tidak tentu dan tidak pasti.

6. Dasar bagi pihak bank untuk memberikan kredit karena bank memerlukan jaminan perlindungan atas agunan yang diberikan oleh peminjam uang.

7. Sebagai tabungan, karena jumlah yang dibayar kepada pihak asuransi akan dikembalikan dalam jumlah yang lebih besar. Hal ini khusus berlaku untuk asuransi jiwa.

8. Menutup Loss of Earning Power seseorang atau badan usaha pada saat ia tidak dapat berfungsi (bekerja)


Itulah manfaat yang bisa didapatkan oleh seorang nasabah asuransi. Dengan ikut asuransi berarti kita telah mengatur keuangan dari sekarang hingga masa pensiun kita dengan baik. Jangan ragu untuk mengikuti program ini, karena ini memberikan kebaikan bagi kita. Dari pada uang kita hambur-hamburkan untuk hal-hal yang tidak perlu, lebih baik kita manfaatkan untuk investasi.

Hasil (Inggris) 1:

Well here are some insurance benefits Generally to be gained if we follow insurance program:1. helps manage financesBy paying a premium that we've set up our financial. This is due to the existence of a liability insurance policy to pay entrant or premiums are great and time is specified. So they inevitably will be more careful to allocate earnings. We took out the funds to save it first, and then for the needs of others. This is in accordance with the advice some financial planners that saving is a good that is, income minus the new saving the rest for daily needs. Instead of earning reduced needs could rest for saving.2. to provide a guarantee of protection from the risks of customer losses suffered Life insurance benefits: If at any time in the journey of life we experience a fatal accident that all people do not want, for example, in the way which accidents might result in deaths, permanent disability/permanent disability, which is all it will require great expenses for medical treatment, this is the location of the life insurance benefit we have, so the focus is on family care/treatment instead of confusion looking for hospital costs. Benefits: health insurance with your insurance has been undisputed concerned again a matter of health costs, quite a claim as well as authentic evidence indicating then the insurance company will pay the hospital costs. Insurance benefits education: we don't know how much education a few years when the favourite son was already treading on adult or college. With this educational insurance at least we feel assured if a large fee for the registration of children education awaits us. Benefits of property insurance & Property: property that is directly related to the resources of our lives must be safeguarded as a store, shop, home, car and other possessions, in the event of a disaster in the future, it could just be in the way of an accident, fire, natural disasters, etc. By having this insurance we will get the cost of the coverage in accordance with the rules of the insurance provider.3. Improve efficiency, because it does not need to specifically hold security and surveillance to provide protection that takes a lot of effort, time and cost.4. Transfer of risk; By paying a relatively small premiums, a person or company can move the uncertainty over his life and possessions (risk) to insurance companies.5. Equitable distribution of costs, that is quite simply by issuing a certain amount and fees do not need to replace/pay their own losses arising out of which there is not necessarily and not definitive.6. The basis for the bank to provide credit because the bank requires guarantees of the protection of the collateral given by the borrower money.7. As a savings, because the amount paid to the insurance will be returned in larger quantities. This specifically applies to life insurance.8. Close the Loss of Earning Power of a person or business entity at the time it may not work (works)That's the benefit that can be obtained by a client's insurance. With join insurance means we have set up finance from now until retirement us well. Feel free to follow this program, because it gives the kindness to us. Of our hambur-hamburkan on the money for things that don't need to be, the better we take advantage for investment.

Hasil (Inggris) 2:

Well here are a few Benefit General to be gained if we follow the insurance program: 1. Help manage their finances by paying a premium means that we've set our financial finances. This is because the participants liability insurance policy or pay a premium for large and time is determined. So they inevitably will be more careful to allocate income. We spend money to save first and then for other needs. This is consistent with the suggestion that some financial planners save a good theory it is, income minus new saving the rest for their daily needs. Instead of deducting income then the rest need to save. 2. Guaranteed protection from the risks of losses by clients Benefit Life Insurance: if at any time in the course of our lives of the unfortunate fatal that all people do not want, such as accidents road that can result in death, permanent disability / permanent disability, which is where all the it will require a huge cost for treatment, this is where the benefits of life insurance we have, so the focus of the family is in the care / treatment instead of frantically looking for the hospital costs. Benefits Health Insurance: the insurance you have no need to worry anymore about the cost of healthcare, quite a claim and show evidence of authentic then the insurance company will pay the hospital costs. Benefit Education: we do not know how much the cost of education a few years when the favorite son has been stepped up or college. With this education insurance at least we feel secure when large cost waiting for registration of the education of our children. Benefits Insurance Property & Possessions: property directly related to the source of income of our lives must be secured such as stores, shops, homes, cars and property of others , in case of disaster in the future, it could happen road accidents, fires, natural disasters, and so on. By having this insurance we will obtain insurance costs in accordance with the rules of the insurance provider company. 3. Improving the efficiency, because it does not need to specifically conduct surveillance and to provide protection that takes a lot of energy, time and cost. 4. Risk Transfer; By paying a relatively small premium, a person or company can move the uncertainty of life and property (risk) to the insurance company. 5. Equalization charge, which is enough to expend a certain amount and do not need to replace / pay for their own losses arising that amount is not necessarily and not certainly. 6. The basis for the bank to extend credit because banks require collateral protection of collateral provided by the borrower money. 7. As savings, because the amount paid to the insurer will be returned in larger quantities. This is particularly true for life insurance. 8. Loss of Earning Power shut a person or business entity at the time he can not function (work) That the benefits that can be obtained by an insurance customers. By participating insurance means that we have to manage finances from now until our retirement well. Feel free to join the program, because this is a benefit to us. From the scattered squander our money for things that are not necessary, it is better utilized for investment.